Life insurance should be an essential part of any financial plan. Its primary purpose is to provide loved ones with the added protection needed to ease financial burdens upon death. When the right policy and type of insurance is purchased, proceeds can be used to help meet college expenses, ensure a comfortable retirement, or assist with the payment of debt. In addition to providing death protection, certain policies can also offer tax-deferred cash accumulation, providing a funding source for future needs.
Through our relationship with the Kalman Orino & Lafortune Agency, we can offer direct access to quality life and health products along with financial planning for your future.
You work hard. Your home should be a place of rest. Rest assured that you will be protected with the home insurance coverage you choose through us.
We are committed to serving the insurance needs of individuals and families with dedication to both quality service and low premiums.
We are an independent insurance agency. That means we can represent and make available to you insurance companies of your choice. We represent a variety of insurance companies, so we can help select the one that's best for you.
The basic types of auto coverage include:
- Bodily Injury: Pays your legal defense costs and claims against you if or a covered operator injures or kills someone. Covers family members living with you and others driving with your permission.
- Collision: Pays for repairs of your covered auto caused by a collision with another vehicle or any object.
- Comprehensive Physical Damage: Pays for damages to your car resulting from theft, fire, hail, vandalism, or a variety of other causes.
- Medical Payments or Person Injury Protection: Pays medical expenses resulting from an accident for you and others riding in your car.
- Property Damage Liability: Pays your legal defense costs and claims against you if your car damages another's property. Does not cover your property, including your auto.
- Uninsured or Underinsured Motorists: Pays for costs related to injuries to you or your family members and guests in your car caused by an uninsured, underinsured, or hit-and-run driver.
- Additional Coverage's available include: Towing & Rental, Auto loan lease coverage, Special Equipment.
We also offer coverage for:
- Renter's Insurance
- Recreational Vehicles
- Snowmobiles
- Motor Homes
- Boats
- Jet Skis
- Motorcycles
- Personal Umbrellas
- Antique Autos
- Flood Insurance
- Commercial Insurance
- Contractors Packages
- Business Owners Policies
- General Liability
- Bonds
- Commercial Auto Coverage
- Equipment
We can review your needs to find the company and coverage's that are right for you.
